The decline in mortgage costs, influenced by expectations of the Federal Reserve’s rate moves, could revive interest in buying, selling and remortgaging, economists said.

Improved data on borrowing costs and price growth has buoyed consumers, but it might be coming too late to significantly affect the presidential race

© Eric Lee/The New York Times

Here’s what the half-point interest rate cut will mean for your car loans, credit cards, mortgages, savings and student loans.

© Kyle Ellingson