40 岁被裁员手里没存款上有老下有小干什么活可以体面的活到 65 岁
或者学点什么技能能体面的生活
或者学点什么技能能体面的生活
大致情况是这样,年纪已经踩到 40 的红线,无儿无女,父母一个月加起来 4000 多养老金,二线城市工作,年入税前 20w ,手头 35w ,每个月公积金到账 3200 ,房贷余额 45w ,月供 2800 。
前几天晚上看到公积金余额有 1w 多,就拿来提前还了。操作结束的时候,看到贷款余额少了 1w 多,心理也不知道什么想法,鬼使神差的就现金还了 15w ,还把月供提高到了 3200 ,刚好用公积金覆盖。
这两天又再想这个操作到底是亏了还是赚了,要不要再还 10w ,这个念头一旦萌芽,就摆脱不了了。但是公司这两年裁员裁的厉害,虽然刚续了 3 年的合同,心理还是不踏实。
各位都说说想法,我看下一步怎么走,友好交流啊,别进了水深火热。
France is to hold a day of national mourning after Cyclone Chido devastated its Indian Ocean territory of Mayotte earlier this month.
French President Emmanuel Macron called for the nationwide remembrance during his visit to the island last week - where he was jeered by some islanders who criticised the slow delivery of aid.
It is feared hundreds, possibly thousands, of people died when Chido made landfall off Africa's south-east coast on 14 December bringing winds of up to 260 km/h (160mph) and 250mm of rainfall in the first 24 hours.
People across France will pay tribute and flags will be flown at half-mast in a show of solidarity at cities including Paris, Marseille and Lyon.
More than a week on from the storm survivors are struggling without water, communication and electricity while rescuers try to provide urgently needed assistance.
Mayotte, which lies between the African mainland and Madagascar, was already France's most impoverished territory before the cyclone struck.
Chido - the worst storm to hit the archipelago in 90 years - flattened areas where people live in shacks with sheet metal roofs and left fields of dirt and debris.
At least 31 people are reported by French officials to have died, but the death toll is expected to be much higher with thousands still missing.
After Mayotte the storm hit the African mainland, killing at least 94 people in Mozambique and 13 in Malawi.
Macron pledged to rebuild the island's devastated infrastructure and homes following his visit.
After touring the region in a helicopter to see the devastation, he said that Thursday was a day he would never forget.
During the visit he was heckled and faced calls to resign from locals who demanded more aid in devastated areas.
Macron responded by telling locals: "I had nothing to do with the cyclone. You can blame me, but it wasn't me."
Prime Minister François Bayrou said the tragedy of Mayotte is probably the worst natural disaster in the past centuries in French history.
More than 100,000 people remain in Red Cross shelters after their homes were destroyed.
New Zealand has rejected a proposal by the Cook Islands to introduce a seperate passport for its citizens while allowing them to retain New Zealand citizenship.
Cook Islands, a self-governing island Pacific nation, is in "free association" with New Zealand, which is responsible for the former's foreign affairs and defence.
Cook Islanders can also live, work and access healthcare in New Zealand.
Prime Minister Mark Brown had asked for Cook Islanders to have their own passports "to recognise our own people" - but New Zealand has said that is not possible unless the Cook Islands becomes fully independent.
Documents first released to local broadcaster 1News and seen by Reuters reportedly showed that Brown has for months been pushing for a seperate passport and citizenship for those in the Cook Islands, while hoping to maintain its relationship as a realm country of New Zealand.
Reports say tensions between both countries have been escalating over the issue, with leaders of both places holding a series of talks over the past few months.
"New Zealanders are free to carry dual passports, there are a number of New Zealanders who have their passports of other countries," Radio New Zealand reported Brown saying.
"It is precisely the same thing that we'll be doing," he had said.
However some Cook Islanders had criticised their government for a lack of consultation over the proposal.
Thomas Wynne, a Cook Island national who works in Wellington, told local news outlet Cook Islands News: "The real question is what do the people of the Cook Islands want and have they been consulted on this critical decision? Or will it be a decision made by the few on behalf of the many?"
Other Cook Island residents told 1News that they were worried that such a move would also affect access to services like their right to healthcare in New Zealand.
But on Sunday, New Zealand's Foreign Minister Winston Peters effectively brought the conversation to an end, announcing that a separate passport and citizenship is only available to fully independent and sovereign countries.
Any move to change the current relationship between the two countries would have to be put through a referendum, he added.
"Such a referendum would allow the Cook Islands people to carefully weigh up whether they prefer the status quo, with their access to New Zealand citizenship and passports, or full independence," he said in a statement to media outlets.
"If the goal of the government of the Cook Islands is independence from New Zealand, then of course that's a conversation we are ready for them to initiate."
According to 1News, Brown later responded to Peters' statement by saying the Cook Islands would "not be implementing anything that affects our important status [with New Zealand]".
Nearly 100,000 Cook Islands nationals live in New Zealand, while only about 15,000 live in Cook Islands themselves.
Another small Pacific island, Niue, also shares a similar relationship with New Zealand - it is internally self-governing but relies on Wellington for defence and most foreign affairs.
Self-governing territories elsewhere in the world, including Greenland and the Faroe Islands, which are part of the Kingdom of Denmark, and Puerto Rico, which is subordinated to the US in defence and foreign affairs.
Emergency doctors in the UK have issued a safety warning over water beads, which could be given to children as gifts over Christmas.
The beads, also known as jelly balls, sensory beads, or water crystals are marketed as crafting tools and homeware items - but also toys.
They are typically only a few millimetres but some can expand up to 400 times their original size in about 36 hours when exposed to liquid, creating a hidden danger. If a child swallows one, they can cause bowel obstruction and the consequences can be fatal.
The Royal College of Emergency Medicine (RCEM) advises that the beads should be kept well away from children aged under five.
The "safety flash" is for doctors to make sure they know what to look out for while on duty, but the college also wants parents and carers of be aware of the dangers.
The beads are not visible on X-rays.
They can also cause choking and have harmed children in the UK, with reports linking them to deaths overseas, the government's Office for Product Safety and Standards said in September.
Its safety alert added the beads should only used with older children or vulnerable adults under close supervision.
The RCEM advises parents and carers to seek medical attention immediately if there is any suspicion a child may have swallowed a water bead.
"Having seen the effects first hand, which can be devastating and detrimental, we are asking people to please think twice about the dangers these pose while selecting and gifting presents this season," Dr Salwa Malik, vice president of the RCEM, told PA Media.
The RCEM alert also highlights the potential danger to children and vulnerable adults of button or coin batteries and magnets, if swallowed.
APPSO 获悉,大模型独角兽阶跃星辰近日完成了数亿美元的 B 轮融资。本轮融资的核心投资方包括上海国有资本投资有限公司及其旗下基金,战略和财务投资人包括腾讯投资、五源资本和启明创投等。
据悉,这笔融资将用于继续推进研发基础模型,强化其多模态和复杂推理能力,并通过产品和生态加大对 C 端应用场景的覆盖,为用户提供丰富多元的使用体验。
数据显示,2024 年下半年阶跃星辰多模态 API 的调用量增长超 45 倍。过去 10 个月,阶跃星辰共发布 11 个自研基座模型,其中 Step 系列模型多次在国内外权威大模型评测榜单上位列「中国第一」。
阶跃星辰主打「万亿+多模态」的 Step 系列基座模型研发速度快,性能保持国内领先。目前,越来越多的开发者正在基于其多模态大模型创造更丰富的 C 端应用功能和体验,通过原生 AI 应用挖掘并满足新的消费场景。
公司战略围绕「有真实需求」且「能带来用户体验创新」的场景展开,聚焦「超级模型」+「超级应用」,通过自研与生态合作的结合,以其基座大模型的能力为基础,专注于为 C 端用户打造创新体验。
从基座模型来看,阶跃星辰是国内少数已经形成了从理解到生成、从文本到多模态的全系列模型矩阵的大模型创业公司之一。未来,公司将坚持预训练,并将继续向 AGI(通用人工智能)发起冲击。
产品业务方面,阶跃星辰推出了支持多模态交互的智能助手「跃问」,其多模态智能视觉搜索功能「拍照问」是国内首个集成至 iPhone 16 相机控制按键的功能。
开发者正在基于其多模态大模型创造更丰富的 C 端应用功能和体验。网红 AI 应用「胃之书」能够帮助用户以更快捷有趣的方式记录饮食;AI 心理疗愈应用「林间聊愈室」则实现了用户和疗愈产品之间的多模态互动。
在智能终端领域,阶跃星辰还与 OPPO 和荣耀等头部手机厂商合作研发大模型技术;在内容创作领域,阶跃星辰先后与中文在线、中国知网达成战略合作,探索如何利用大模型技术激发多种内容创作场景的生产和需求。
金融财经领域中,其与界面财联社合创的大模型科技公司「财跃星辰」推出了能够为用户提供 AI 数据挖掘和财报解读等功能的金融行业垂直大模型「Finstep」和 C 端私人财富助理「小财神」。此外,阶跃星辰还联合国泰君安、界面财联社推出了业内首个千亿级参数多模态证券垂直类大模型「君弘灵犀大模型」。
阶跃星辰创始人、CEO 姜大昕规划公司实现 AGI 的路线是「单模态——多模态——多模理解和生成的统一——世界模型——AGI」。随着国内大模型「六小龙」竞争的不断加剧,阶级星辰将在基座模型和 C 端产品两个方面持续发力,力争面向多个领域,为不同的用户群体提供更先进的大模型产品。
除了丰富的 C 端产品业务,阶跃星辰还推出了性能优异的 Step 系列通用大模型。以下是其简要产品介绍:
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折腾了几天将流氓软件放到虚拟机中,结果微信再虚拟机中登录被限制功能,需要实名认证,又折腾了一波, 但是又想玩游戏,又在找摸出虚拟机特征的教程,折腾过去折腾过来发现还不如颠倒过来。
把流氓软件放到真实电脑中,敏感信息放到虚拟机中,现在 win11 虚拟机都需要加密了。
打算入手一波 8T 的 nvme ,有看中了一款三星的 stat 8T 固态,这个要便宜一些,就是不知道使用上有没有太大差距 ,不太打算多台电脑和小主机,信息数据分散了,同步起来麻烦
前段时间,微软不是停了国内所有个人用户的 Azure OpenAi api 的权限么,只能以企业名义签约使用了。
亲自走了一遍流程,主要有下面几点:
1 签约之后,提供服务的还是 Azure 美国,不是微软中国。 2 确实需要公司名义签约,需要公对公付款,并且会提供发票。个体户按说应该也可以,但是现在总代也是不明不白,我的理解是微软审计要求,应该主要是关注合规合法含税发票这一块。 3 具体的使用跟之前个人注册的 Azure 没有任何区别。其实就是跟微软的中国总代签订了一个企业版的订阅而已。
总体下俩,肯定不如之前个人直接定于方便,毕竟需要一个公司资质。
好的地方在于,因为能提供发票。不管是做账,还是报税,成本核算方面肯定比个人开销更好。费率跟 OpenAI API 费率一致,不用考虑国际付款的问题。
最后最关键的地方,虽然要预存金额,其实不用很高,最低¥1000 就可以开通。
有兴趣的可以
微信:bm80MnBlbg== 需要备注 Azure 邮箱:em10QG5vbm9oZC5jb20=
消息放在 rabbitmq ,然后微服务读取后传递给 smarthome.hicloud.com 接口,最近老是出现数据积压,检查了一圈,也没有发现丢包或者其他瓶颈,难道这个接口有速度限制?
优惠码 pdqglcdm40
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如题 小龙:YXNwcmlueTFzdA==
老人家需要看老家的小米摄像头,请问有没有办法实现 Apple TV 上查看,也就是说能投屏到电视上? 找了下在 Apple TV 的 appstore 里没有米家 app 。
RT vx:d3d3eHVyYW4=
深圳 8 年 java,大专+函授本科,12 月刚被裁,只有一个平薪短期 6 个月的岗位,问了说是不加班(存疑),可以确定双休。离过年只有 1 个月了,估计也不好找了,是要去短期干着明年再找,还是继续坚持找呢