Social Security at 70? Why the Gold Standard Advice Works for Only a Few NYT | Top Stories By: Brian J. O’Connor 7 December 2025 at 18:01 The standard advice is to hold off, but most retirees claim the benefit as soon as they can, at age 62. Here’s what to know when you’re planning the unplannable. © Richard Beaven for The New York TimesBlair Barondes and his wife, Janet Bowdan, calculated that waiting until 70 to take Social Security wouldn’t net them more over their retirement.
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