FEMA Is Forcing Towns to Fend for Themselves, and Trump Opens ‘Gold Card’ Visa Applications NYT | Top Stories By: Tracy Mumford, Will Jarvis and Ian Stewart 11 December 2025 at 19:00 Plus, the secret to selling 150 million books. © Wesley Lapointe for The New York TimesThe Federal Emergency Management Agency rejected requests for federal assistance after floods in western Maryland, part of a larger pattern of making communities pay for disaster recovery.