For two decades, Luis Martinez has fought wildfires for the U.S. government. Now he’s facing down cancer, debt and the threat of separation from his 11-year-old.

© Loren Elliott for The New York Times

The real issue is how to address overall cost. Haggling over Obamacare subsidies or what might replace them isn’t the solution.

New research shows that climate change is beginning to erode home prices in the most disaster-prone areas of the United States. Here’s what to know.