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Yesterday — 16 January 2026Main stream
Before yesterdayMain stream

How One Company, Neptune Flood, Is Pushing a Private Takeover of Flood Insurance

15 January 2026 at 18:00
For half a century, a federal program has covered most at-risk properties. Now, a private company is pitching a plan to shrink the government’s role.

© Mike Belleme for The New York Times

A home in Swannanoa, N.C., that was damaged by flooding from Hurricane Helene in 2024.
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